GOVERNMENT HOMES 

The below VA homes & HUD homes are available to NON-VETS and VETS:  
You do NOT have to be military or a Vet !!
 


  Click here for FREE email service.

Did you know that we also sell "regular" homes?  Did you know that the GA RHS Program can be used on almost ANY home in Georgia or Alabama?  Other agents can't do that, but WE CAN!   Sign up for our FREE email service, and our computer will email all the new listings to you as soon as they hit the market.


Would you like a 4.25% interest rate for the first year?  (fixed)
Read about the NEW
GA RHS Rate Reduction Grant
A  Heritage Realty Exclusive!
Click Here 


Use our 24-foot "Super-Hauler" for FREE! Click here for more info.


We have fix-up money, closing cost money and cash back loans available up to $6,000.  Interest FREE!!


 Direct Government Loans
No Banks, No Mortgage Companies !
Easy qualifying -  low interest rates

            


Click here to view our Lease-Purchase listings.
These homes have NO CREDIT CHECK & NO QUALIFYING!!


This page last modified on:  Friday November 21, 2008 10:09 AM           
[More homes DAILY at Noon]


CURRENT LISTINGS

COLUMBUS, GA

2841 N. Walnut Street
3/1, Only $81,900!!

COLUMBUS, GA

1211 Lammers Avenue
3/2, Reduced to 32,900!!!

COLUMBUS, GA

223 Moss Drive
4/2.5, Reduced to $94,900!!!

COLUMBUS, GA

2327 Avalon Road
2/1, Only $58,900!!!

COLUMBUS, GA

4104 Althea Drive
3/1.5, Reduced to $80,900!!!

COLUMBUS, GA

6232 Bayberry Drive
4/3, Reduced to $131,750!!!

SMITHS STATION, AL

187 Lee Road 299
3/2, Only $104,900!!!

COLUMBUS, GA

2469 Blan Street
4/2, Reduced to $59,900!!!

COLUMBUS, GA

3912 Chris Drive
5/3.5, Reduced to $151,900!!!

HUD-OWNED
PROPERTY

COLUMBUS, GA

2344 Bruce Avenue
2/1, Only $32,000!!!

COLUMBUS, GA

2424 Avalon Road
3/2, Reduced to $58,500!!!

HUD-OWNED
PROPERTY

COLUMBUS, GA

4219 16th Avenue
3/2, Reduced to $42,000!!!



CASH  BACK  on  ALL  HOMES!
After you take title to the home you can get cash back up to $ 6,000.00 !
Read more about it here.



 
Only from Jim Talley, a free RHS one-year warranty!  
This includes the A/C, furnace, dishwasher, hot water heater, and more!
  Click Here to read all about it.


We have HUNDREDS more coming!
Be sure to check back here EVERY WEEKDAY!


For more information or an appointment to see one of these homes, please call
JIM TALLEY (706) 568-1185

We have HUNDREDS more on-the-way, so be sure to check this list EVERY WEEK without fail! If you  skip ONE WEEK without checking this list, you know  what'll happen: that'll be the week your  Dream Home comes and goes! They DO sell that fast!


 Looking for Government Homes in other Georgia Counties? Click here

 Looking for Government Homes in other States? Click here


NO  Down Payment !

Perfect Credit is NOT needed!

6.0% LOAN*  Fixed rate!

Jim Talley is a licensed Georgia Real Estate Broker, also a licensed Broker/Owner of Heritage Realty. Copyright 2006 by Jim Talley, All Rights Reserved. This site is FREE to Jim Talley's customers and prospects.  Other real estate agents are prohibited from viewing or copying or printing from this site under the copyright laws of the United States.

IMPORTANT INFORMATION  These properties are owned by the United States Government, and they are available to VETS or NON-VETS.  Prior military service is NOT required.   ANYONE can buy!  You do NOT have to be a Veteran.   You do NOT have to be a "first-time homebuyer".  You can buy one of these properties for your home, or for investment (rental) property. All homes subject to prior sale. Investors must pay 5% down usually, while occupants always get a very special low down payment .  Your loan will be based upon the current market rate, which currently is around 6 % to 7.9% APR 30-yr fixed-rate! Of course, this is always subject to change without notice because of changes in the economy and the specific downpayment and credit score of the buyer. The GA RHS Cash Back loan is always zero APR.  Payments always INCLUDE taxes & FULL homeowner's insurance. The above quoted downpayment is required by most lenders, but you certainly have the right to shop around.  In addition, you will need to furnish a paid first year homeowner's insurance policy and have about two house payments saved up to cover prepaid items.  This will vary according to the Lender. The Seller will usually pay the closing costs for you if you add it to the bid. Pre-qualifying appointments are always welcome and are free.  I charge NO application fees of any kind.   A good-faith refundable deposit is required with your application.

What about the "CASH BACK"  you heard about?   If you buy thru ME,  

AND, if you use the GA RHS Program,

You can get cash back of up to $ 6,000 !

PiggyBank_ani.gif (4348 bytes) but look............

FIX-UP MONEY   now available!

The limits have been changed!    If you buy this home thru me, you can get up to $6,000 from GA RHS, a non-profit-making Philanthropic Georgia Corporation. This loan is interest-free ( that's right- 0% APR), and you can use the money for fixups, repairs, new carpet, new paint, a new refrigerator, whatever you wish, or you can use it to pay your closing costs (as long as the Lender doesn't care)!  Whatever you like.     And approval is GUARANTEED!

Jim Talley is the ONLY Authorized Agent in Columbus for the GA RHS Program, so be sure to get your share!
  So far we have authorization to provide Ten Million Dollars ($10,000,000.)   with NO INTEREST !
Click here to read more about the Official GA RHS Program

For more information please call
JIM TALLEY    (706)  568-1185

 

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