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Did you know that we also sell "regular" homes? Did you know that the GA RHS Program can be used on almost ANY home in Georgia or Alabama? Other agents can't do that, but WE CAN! Sign up for our FREE email service, and our computer will email all the new listings to you as soon as they hit the market.

Would you like a 4.25% interest
rate for the first year? (fixed)
Read about the NEW
GA RHS Rate Reduction Grant
A Heritage Realty Exclusive!
Click
Here
Use our 24-foot "Super-Hauler" for FREE!
Click here for more info.
We have fix-up money, closing cost money and cash back loans available up to $6,000. Interest FREE!!
Direct
Government Loans
No Banks, No Mortgage Companies !
Easy qualifying - low interest rates
Click
here to view our Lease-Purchase listings.
These homes have NO CREDIT CHECK &
NO QUALIFYING!!
This page last modified on:
Friday November 21, 2008 10:09 AM
[More homes DAILY at Noon]
CURRENT LISTINGS
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COLUMBUS, GA
2841 N. Walnut Street |
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COLUMBUS, GA
1211 Lammers Avenue |
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COLUMBUS, GA
223 Moss Drive |
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COLUMBUS, GA
2327 Avalon Road |
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COLUMBUS, GA
4104 Althea Drive |
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COLUMBUS, GA
6232 Bayberry Drive |
|
SMITHS STATION, AL
187 Lee Road 299 |
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COLUMBUS, GA 2469 Blan Street |
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COLUMBUS, GA
3912 Chris Drive |
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HUD-OWNED PROPERTY
COLUMBUS, GA
2344 Bruce Avenue |
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COLUMBUS, GA 2424 Avalon Road |
HUD-OWNED PROPERTY
COLUMBUS, GA
4219 16th Avenue |
CASH BACK on ALL HOMES!
After you take title to the home you can get cash back up to $
6,000.00 !
Read more about it
here.
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Only from Jim Talley, a free RHS one-year warranty!
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This includes the A/C, furnace, dishwasher, hot water heater, and more!
Click Here to read all about it.
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We have HUNDREDS more coming!
Be sure to check back
here EVERY WEEKDAY!
We have HUNDREDS more on-the-way, so be sure to check this list EVERY WEEK without fail! If you skip ONE WEEK without checking this list, you know what'll happen: that'll be the week your Dream Home comes and goes! They DO sell that fast!
Looking for Government Homes in other Georgia Counties? Click here
Looking for Government Homes in other States? Click here
NO Down Payment !
Perfect Credit is NOT needed!
6.0% LOAN* Fixed rate!
Jim Talley is a licensed Georgia Real Estate Broker, also a licensed Broker/Owner of Heritage Realty. Copyright 2006 by Jim Talley, All Rights Reserved. This site is FREE to Jim Talley's customers and prospects. Other real estate agents are prohibited from viewing or copying or printing from this site under the copyright laws of the United States.
IMPORTANT INFORMATION These properties are owned by the United States Government, and they are available to VETS or NON-VETS. Prior military service is NOT required. ANYONE can buy! You do NOT have to be a Veteran. You do NOT have to be a "first-time homebuyer". You can buy one of these properties for your home, or for investment (rental) property. All homes subject to prior sale. Investors must pay 5% down usually, while occupants always get a very special low down payment . Your loan will be based upon the current market rate, which currently is around 6 % to 7.9% APR 30-yr fixed-rate! Of course, this is always subject to change without notice because of changes in the economy and the specific downpayment and credit score of the buyer. The GA RHS Cash Back loan is always zero APR. Payments always INCLUDE taxes & FULL homeowner's insurance. The above quoted downpayment is required by most lenders, but you certainly have the right to shop around. In addition, you will need to furnish a paid first year homeowner's insurance policy and have about two house payments saved up to cover prepaid items. This will vary according to the Lender. The Seller will usually pay the closing costs for you if you add it to the bid. Pre-qualifying appointments are always welcome and are free. I charge NO application fees of any kind. A good-faith refundable deposit is required with your application.
What about the "CASH BACK" you heard about? If you buy thru ME,
AND, if you use the GA RHS Program,
but look............FIX-UP MONEY now available!
The limits have been changed! If you buy this home thru me, you can get up to $6,000 from GA RHS, a non-profit-making Philanthropic Georgia Corporation. This loan is interest-free ( that's right- 0% APR), and you can use the money for fixups, repairs, new carpet, new paint, a new refrigerator, whatever you wish, or you can use it to pay your closing costs (as long as the Lender doesn't care)! Whatever you like. And approval is GUARANTEED!
Jim Talley is the ONLY Authorized Agent in Columbus for the GA
RHS Program, so be sure to get your share!
So far we have authorization to provide Ten Million Dollars
($10,000,000.) with NO INTEREST !
Click here to read more about the
Official GA RHS Program
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